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Why Travel Insurance Is Non-Negotiable for Cruisers
Insurance isn’t just a piece of paper—it’s peace of mind. Whether it’s your home, vehicle, health, or travels, insurance exists to protect you from unexpected financial devastation. No one buys insurance hoping to use it, but when disaster strikes, those who planned ahead are grateful they did.
Imagine your home burns down, and you have no homeowners insurance—would you expect a free rebuild? If you needed back surgery but lacked health insurance, would you assume the hospital would operate at no charge? If your car were totaled in an accident without auto insurance, would you expect someone else to cover the repair costs? Of course not.
Yet, when it comes to travel, many people invest thousands in a nonrefundable vacation but balk at spending a fraction of that amount—often just 10%—on a comprehensive travel insurance policy. Then, when an emergency arises, they hope the cruise line will sympathize and refund their trip. The reality? Cruise lines, airlines, and hotels have strict policies, and sympathy won’t get your money back.
A sudden illness, a family emergency, a missed connection, or even a global crisis can derail your plans. Without insurance, your investment is gone. With it, you have options. A well-chosen policy can cover trip cancellations, medical emergencies, evacuations, lost luggage, and more.
The bottom line: If you wouldn’t leave your home, health, or car unprotected, why take the risk with your travel investment?
